Experience lake living at its finest with this charming Stone Cottage on Whaley Lake! Perched on three tiers of stone patios right by the water, this meticulously maintained home offers breathtaking panoramic views from every level. Inside, you'll find a spacious main floor featuring a welcoming patio entrance that leads to a Galley Kitchen equipped with Stainless Steel Appliances and Stone Countertops. The bright Dining Area offers lovely views, while the open Living Room boasts soaring ceilings, a Floor-to-Ceiling Stone Fireplace, and beautiful Hardwood Floors. On this level, you'll also find a cozy Bedroom, a Full Bathroom, and additional storage space. A highlight of the main floor is the stunning Sunroom, with its Picture Windows that flood the space with natural light and showcase the scenic lake views. Upstairs, you'll discover a private Bedroom with Skylights and a Balcony overlooking the open Living Area below. The lower level of the home provides extra living space, including a Kitchenette, another Full Bathroom, Laundry, and Office with lovely lake views. Additionally, this level features a Mudroom and a walkout to the patio. Outside, the property boasts mature landscaping, a private dock, and stunning lake views, perfect for enjoying Dutchess County's single motorboat lake. Don't miss out on this rare opportunity to experience serene and beautiful lakefront living!